Gerard Ladalardo specializes in the Immediate Care Plan (ICP) process, helping families navigate the financial challenges of long-term care while protecting the assets they've worked a lifetime to build.

When a loved one suddenly requires assisted living, memory care, skilled nursing, or in-home care, families are often faced with difficult financial decisions and limited guidance. Gerard works directly with families to evaluate their unique situation, explain the options available to them, and develop personalized strategies that can help provide ongoing funding for care while preserving as much of their estate as possible.

With years of experience in retirement and long-term care planning, Gerard understands that every family's circumstances are different. Rather than offering a one-size-fits-all solution, he takes an educational approach — helping families understand the advantages and trade-offs of each option so they can make informed decisions with confidence.

Gerard's mission is to bring clarity during one of life's most challenging transitions. Through the Immediate Care Plan process, he helps families reduce financial uncertainty, protect their legacy, and create a sustainable plan that supports both the care needs of their loved one and the financial well-being of the entire family.

Mitchell DeFrancesco is one of the nation's leading experts in Immediate Care Planning (ICP), a specialized process designed to help families protect their assets and navigate the financial challenges associated with long-term care. As Director of Long-Term Care Planning at AdvisorShare, Mitchell has dedicated his career to helping individuals and families create solutions when a loved one requires care — whether at home, in an assisted living facility, or in a nursing home.

His expertise lies in identifying strategies that can help preserve family wealth, maximize available benefits, and provide a clear path forward during what is often one of the most stressful and emotional times in a family's life. Through the Immediate Care Plan process, Mitchell works closely with families to evaluate their unique situation, educate them on available options, and develop customized strategies designed to address both immediate care needs and long-term financial goals.

Known for his ability to simplify complex planning concepts, Mitchell has helped countless families better understand their options and avoid costly mistakes when facing a long-term care event. His mission is simple: to provide clarity, guidance, and solutions that help families protect what they have worked a lifetime to build while ensuring their loved ones receive the care they deserve.